A 10.0 Kg Animal Is Running At A Rate Ruined Rural Economy – Debt Death Trap Part – 11

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Ruined Rural Economy – Debt Death Trap Part – 11

“If only Indian leaders would listen to the Inner Voice of the Mahatma,

than Indian farmers would never have committed suicide?”

My dear Ezine readers encouraged by your response, today I am analyzing the ill effects of the MM-PC banks debt trap scheme which has already sent over 3000 farmers to the gallows. The hapless farmers never understood that the convoluted layers of withdrawing the Bank’s loan votes were nothing but electoral stunts. The poor farmers were never informed about the delayed implications of mortgaging their land holdings by the bank officials before sanctioning and releasing the loans. of the Government of India when unable to repay the high loan repayments willingly embraced death thus saving their families from the humiliations of the dirty world eyes of the government hawks.

The United States of America concept of loan debt credit economy (DLE) introduced among the poor farmers, peasantry and students in India by the MM-PC-MS trio in all walks of life has completely destroyed the lives of happy family and way of life of Indian people. In one of my interactive surveys of over 40 students who have taken loans ranging from 30,000 rupees/ to over 1,75,000 rupees/ to meet the unwanted high cost of higher studies, they have discovered some very surprising findings. . One; eight students, almost 25%, after completing their studies, developed primary hypertension in the worry of how to repay the loan, two 25 students, nearly 62.5%, have discovered totally uncertain and unbalanced life concerns for the generation of repayment in the ever-uncertain labor market, three two students 5% could not pay the loan, therefore, their poor farmer parents who had mortgaged their land were running from post to post to save auction, four 5 students 12.5% ​​were more or less satisfied with loan repayment, but these students were from sound backgrounds. DLE has brought so much distress to every part of society that the average life expectancy of these people has been reduced by almost five to ten years.

Why should a government run on DPP at all when all the resources are for its citizens? Why should citizens pay for higher education while the government fails to fulfill the basic duty of compulsory education? What an adjunct professor of Indian Institute of Technology (IIT) and Indian Institute of Management (IIM) is teaching so that students pay over 80,000 rupees to 1,25,000 rupees/ The entire network of education, now days, is raised on unprofessional ethics based on the materialistic approach of the West. Educational institutions mushrooming out of every Tom, Dickens and Harry in every nook and corner of the country are thriving as profitable industries. The materialistic educational philosophy of the present government only speaks to the depth with which Western values ​​have been embedded in the moral and social system of Indian education of Sages and Saints. At no point do I think that the situation that the current government has created in the country is unreasonable if we manage our natural and agro resources well.

Most readers would agree with me that Indian farmers are capable of feeding half of the Asian continent provided they are provided with sufficient resources. Why should the government import 30 Lakh tonnes of wheat close to the harvest season, it speaks of the short sighted vision of our leadership? I find no motive for such an ambiguous decision. Either way, Indian farmers are once again in the hands of the predatory business community. The amount of losses that every farmer is suffering due to late sugarcane harvest can’t you imagine? Daily trucks, tractors and hundreds of thousands of bullock carts loaded with sugarcane are stuck around sugarcane weighing centers at the mercy of government officials. Poor small farmers get up after midnight, load their wagons or carts, and rush to the weighing centers to form a pre-dawn line to continue waiting for the clerks to arrive after 9am. This is the agony of the Indian farmer and when the clerk would weigh, he would weigh at least two to five quintals less. He works harder but gets less and is cheated everywhere by corrupt official systems. After interacting with one such clerk, whose meager salary was only 3000 to 6000 rupees per month, he had amassed property worth over five million rupees. The same story repeats itself with the poor farmer at the end of each harvest season.

Why should a farmer get a loan? I’m just not convinced with this DLE concept of the trio. It is only to plead with their Western economists that various governments are openly involved in the formulation of vague short-sighted and unsustainable economic policies. Why should the cost of fertilizer be increased when a 50 kg bag of urea costs over 300 rupees? Why should the seed cost over 1000 to 10,000 rupees per kg? Why and why? I see no reason to raise the prices so much. The crop cycle of small farmers in the Asian continent is barely enough to meet the minimum requirements of their small family rates. Why should oil cost over forty rupees per liter while milk costs farmers less than 10 rupees. The real beneficiaries of the increase in the cost of milk are not the poor farmers, but the middlemen who are once again able to steal the overall benefit.

I suggest that governments instead of relying on DLE should follow my economic concept of my Direct Crop Revolving Fund (DCRF). This model of assistance can be easily created and made available without putting a farmer under the mental stress of loans. In this concept of economy, a corpus of over fifty to seventy five million rupees can be raised at the center and 40 to 50 million rupees at each state level to arrange the finances directly through the block and village bodies. There is a need to renew local village organizations which should include an accountant and manager to manage finances.

After analyzing various factors, I recommend that there is a need for rural modernization if we are to enter the Dynamic Circular Economy Cycle (DREC) of the future. I suggest that:

· One; each government should establish a separate DCRF corps at the village, tehsil, district and state/municipality levels

· Two; form, alpha village Crop Monitoring Committee (KMK) for all farmers and bravo village Financial Management Committee (KMF). The former should be simply tasked with preparing a certain production of village plant production, quality and marketing reports; and later maintain all DCRF records, relationships and management. This corpus should be supplemented annually by the surplus sugarcane production supply centers of those areas. However, it is a shameful matter to record that most of the sugar factories managed by the government are generally running at a loss; and all the private mills recently erected in the immediate vicinity are flourishing. It can be easily implemented without endangering anyone’s life.

· Three; follow and create infrastructures on the principles of Move Market to Farmers (MFF); and non-market farmers (FMK). This methodology of setting up markets would solve over 90% of the problems of farmers’ transpirations, shifting, loading/unloading, double weighing, transport losses and consumption of machinery or animals. In addition, over thousands of man hours would be saved.

· Four; Create a farmer-friendly number of collection and weighing points rather than placing one or two in larger areas.

· Five; once again, seeds move fertilizers and pesticides closer to villages rather than cities. It would save time, money and man hours that farmers want.

· Six; if possible, set up finished product industries under the principle of Kalpna Environmental Economic Cycle (KEEL) to ensure the benefit of the end products in the local area.

Why I do not recommend that the borrowed DLE concept be implemented not only in India but also in Asia is because of:

· One; Unclear bank credit policies and high interest rates have caused fear among farmers. Sometimes, I think that the banks have designed the loan policies in such a way that the loan amount instead of giving help becomes a reason for suicide. Farmers generally feel that somewhere the banks are cheating them. Many poor farmers have gone through a severe financial crisis even after taking a loan as small as 3000 rupees;

· Two; the lack of understanding between the poor illiterate farmers and the ambitious and fraudulent educated workers;

· Three; always getting less than the loan promised. Almost a tenth to a quarter invested in greasing the slaps of officials and guarantors;

· Four; The high cost of seeds, fertilizers, pesticides, irrigation and harvesting reduced the repayment capacity of farmers;

· Five; Natural onslaught of untimely rains, hail or storms cause moderate to severe damage to standing or near-harvested crops, rendering farmers helpless;

· Six; fixing low tariffs near harvest seasons by the government;

· Seventh, the most important and noticeable factor is the grouping of black traders, government officials and local mafias in fixing crop rates close to the harvest season and continue to be stored for shorter periods;

· Eight; three to six months late payment by government and private businessmen;

· Ninth; recycling concerns over 40% of profit for future crop and

· The tenth; The most important factor is the nexus between all procuring agencies in forcing farmers to sell their produce at low cost, illegally indulging in Monopolistic Restrictive Trade Practices (MRTP). I visited over 2,000 markets during the wheat and rice harvest season; and has always found that this lobby is well entrenched in and around government procurement centres, thus ensuring that government officials always offer low marks to bargain with private businessmen for a large number of farmers.

I still think that if the Indian leaders had listened to the Mahatma’s inner voice, our farmers would never have committed suicide? Despite the Mahatma’s strong opposition to the industrialization of Rural Areas (RA), Indian leaders are keen to do so. RA environmental pollution would cause severe stress on the Asian health sector in the later stages as well. Since Asian people are very uncomfortable with getting credit, therefore, they need a little catalyst to commit suicide. Although most farmers are brave at heart, but why have they taken extreme steps is the cause of concern?

My efforts have been to analyze and rewrite the economic scenario of the agri sector generally in Asia and developing countries, but particularly in India. I also hope that the conceptual economic models of my various agricultural sectors will benefit people in general. Although, in general, I have touched on various issues, but in the following article, I would only focus on how to revive India’s agricultural economy? In fact, I would call these efforts as the Renaissance of the Indian Agricultural Economy. I would analyze the various universal problems of the country’s farmers and their suggested remedial measures so that the farmers can face the challenges of the next Dynamic Circular Economy Cycle (DCRF). Ezine esteems readers’ views are sought at som_kalpna@yahoo.com

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